The CYBER insurance is a mixed product. This means that on one side it covers own damages of our computer systems or data and on the other hand the damages that we can produce to third parties from our systems. All of this either due to an error of its own or due to a malicious act, of third parties or of employees.
The part of own damages, it covers the reconstruction of the systems and especially of the data, being essential that also will compensate us for the loss of benefits that the stoppage assumes to us. The extortion or threat of extortion is included, which, without being a damage, would still be the previous step.
The part of civil liability covers the damages that we produce to third parties by transmission of malicious codes, disclosure of their data, publication in social networks of comments - news that can be considered as infringing some right, denial of service, use of our networks by third parties To attack other systems, in general the part of civil liability, any damage that we produce to third parties from our computer system.
This product allows us to be covered before this type of risks.