Pension plans and funds are long-term savings products.
Your objective is based on accumulating sufficient capital at the date of retirement that allows you to supplement your public retirement pension.
They are products that in turn foresee any contingency that may occur during the term of the constitution of savings, such as: death, a disability or serious illness, severe dependence, or a long-term unemployment scenario.
Consult with our experts which savings plan is best suited to you and your family.
We offer flexible forecast or investment products that adapt to the needs of each one, being able to design your own savings plan.
We can offer you the main products of the market customized according to your needs and your family:
Individual pension plan: product with tax relief.
Insured pension plan (PPA): combines tax relief with guaranteed return.
Individual systematic savings plan (PIAS): combines savings plans of more than 10 years, with tax advantages.
Retirement savings: create future capital by saving comfortably and flexibly.
Young savings: for projects of continuity of studies, travel, independence ...
Income: transformation of a capital into annuities or temporary with tax advantages.
Income - Do you want to collect a life or temporary income? Ask our team of experts and they will advise you which option is best suited to your case.
Life annuities allow you to enjoy a guaranteed monthly income throughout your life, with excellent tax treatment.
Temporary income allows you to enjoy a guaranteed monthly income for a period of time, with excellent tax treatment.
Investment - We have different investment funds depending on your profile:
Fixed income: for people who do not want to take risks.
Patrimony: for people who accept a moderate level of risk.
World stock exchange: to obtain an average return similar to that offered in the global stock markets.
Spanish Stock Exchange: it is a pure stock market that invests in the Spanish stock exchange.